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	<title>Home Builders Association of Massachusetts &#187; Answers to Home Buying Questions</title>
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	<description>The Official Web Site of the Home Builders Association of Massachusetts, serving Builders, Remodelors and Consumers in the home building industry.</description>
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		<title>How to Buy a Manufactered Home</title>
		<link>http://hbama.com/archives/290</link>
		<comments>http://hbama.com/archives/290#comments</comments>
		<pubDate>Tue, 18 Aug 2009 20:42:44 +0000</pubDate>
		<dc:creator>Linda Donato</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[For Consumers]]></category>

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		<description><![CDATA[

 

A Consumer&#8217;s Guide to Today&#8217;s Manufactured Home
Prepared by the Manufactured Housing Institute in cooperation with the Federal Trade Commission&#8217;s Office of Consumer &#38; Business Education.
Introduction 
Buying a home may be the most expensive purchase you will ever make. A manufactured home may be an appealing option for you. These homes come in a variety of [...]]]></description>
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		<title>Buying a Custom Home: The Advantages of Working With a Realtor</title>
		<link>http://hbama.com/archives/280</link>
		<comments>http://hbama.com/archives/280#comments</comments>
		<pubDate>Thu, 06 Aug 2009 21:00:45 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

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		<description><![CDATA[By Lucy T. Katz, CAPS
 
Buying a home requires quite a bit of research. To choose the right home for your family, you’ll want to explore communities, amenities, home styles, floor plans, builders, and financing options. Some home buyers prefer to do all the legwork themselves. Others prefer to work with Realtors. (A Realtor is a [...]]]></description>
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		<title>Moving to Your New Home</title>
		<link>http://hbama.com/archives/279</link>
		<comments>http://hbama.com/archives/279#comments</comments>
		<pubDate>Thu, 06 Aug 2009 20:58:01 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

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		<description><![CDATA[Organization is the key to an easy move, so plan your move carefully. If you hire a professional mover, choose one with a good performance record. Make sure to seek written estimates and references from several moving companies before making your final decision. Here are some tips for a successful, hassle-reduced move.
 
·       Ask your mover about the company [...]]]></description>
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		<title>Home Maintenance Questions and Answers</title>
		<link>http://hbama.com/archives/265</link>
		<comments>http://hbama.com/archives/265#comments</comments>
		<pubDate>Tue, 04 Aug 2009 20:34:40 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=265</guid>
		<description><![CDATA[It’s the weekend and you have a whole list of household chores to do. Oh, we know you’d rather be golfing or playing tennis or watching TV, but keeping your home in good shape is important. Your home may be the biggest investment you will ever make. Taking good care of it with regular maintenance [...]]]></description>
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		<title>Save Money With Proper Landscaping</title>
		<link>http://hbama.com/archives/264</link>
		<comments>http://hbama.com/archives/264#comments</comments>
		<pubDate>Tue, 04 Aug 2009 20:27:06 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=264</guid>
		<description><![CDATA[After you have bought the new home of your dreams from your builder, you will probably immediately start thinking about personal decorating touches that you can add. When considering these personal touches, don&#8217;t think just about the interior of the house.
 
The landscaping around it will also be very important. Trees can affect everything from your [...]]]></description>
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		<title>Natural Disaster Precautions</title>
		<link>http://hbama.com/archives/260</link>
		<comments>http://hbama.com/archives/260#comments</comments>
		<pubDate>Tue, 04 Aug 2009 20:10:44 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Around the Home]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=260</guid>
		<description><![CDATA[ 





We often forget what a real emergency is until we are reminded by a disaster such as a hurricane, flood or fire. Emergencies and disasters can occur anytime, anywhere. Some are primarily seasonal and allow for certain preparations; others occur swiftly and without warning.
 
Planning ahead and making provision for your family&#8217;s needs can make a [...]]]></description>
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		<title>What is the Secondary Mortgage Market?</title>
		<link>http://hbama.com/archives/258</link>
		<comments>http://hbama.com/archives/258#comments</comments>
		<pubDate>Tue, 04 Aug 2009 19:53:38 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>

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		<description><![CDATA[At settlement or shortly after you close on your loan, your lender may notify you that your mortgage is being sold to a secondary mortgage market investor. This will have no effect on you, your mortgage, or your monthly mortgage payments.
The secondary mortgage market consists of investors such as Fannie Mae and Freddie Mac that [...]]]></description>
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		<title>Insuring Your Home</title>
		<link>http://hbama.com/archives/257</link>
		<comments>http://hbama.com/archives/257#comments</comments>
		<pubDate>Tue, 04 Aug 2009 19:48:57 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>
		<category><![CDATA[For Consumers]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=257</guid>
		<description><![CDATA[When you bought your home, you took out an insurance policy to cover the house and all of your family&#8217;s belongings inside. But was that the last time you thought about your insurance coverage?  Home owners insurance includes insurance on the actual structure and the contents inside. 
The structural part of the package generally covers damage [...]]]></description>
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		<title>Closing on Your Home</title>
		<link>http://hbama.com/archives/256</link>
		<comments>http://hbama.com/archives/256#comments</comments>
		<pubDate>Tue, 04 Aug 2009 19:42:39 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=256</guid>
		<description><![CDATA[


Settlement (or closing) is the process which passes ownership of a property from seller to purchaser. Going to settlement on a new home can be bewildering. Home buyers are usually required to sign a seemingly endless pile of documents, most of which are written in terminology not used outside of the housing industry that can [...]]]></description>
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		<title>Pre-Settlement Walk-through Checklist</title>
		<link>http://hbama.com/archives/254</link>
		<comments>http://hbama.com/archives/254#comments</comments>
		<pubDate>Thu, 30 Jul 2009 20:20:56 +0000</pubDate>
		<dc:creator>NAHB</dc:creator>
				<category><![CDATA[Answers to Home Buying Questions]]></category>
		<category><![CDATA[Building a Custom Home]]></category>

		<guid isPermaLink="false">http://hbama.com/?p=254</guid>
		<description><![CDATA[You&#8217;re getting ready to close on your first new home purchase and all that stands in the way of your homeownership is the pre-settlement walk-through. While your excitement is understandable, the home is yours once you close on your loan, so be sure your expectations and the sales contract specifications have been met. Pay special [...]]]></description>
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